Libertyreserve is ok.....there is no need to replace it with any other payment instead you add the payment option you want to add.. looking @ it, is one of the widest payment option we have online now as it grow faster than any other payment option you outline there......... Leave Libertyreserve as one of the payment and add the one you feel you want to add cos for me.....many people uses it than other payment option and is very easy to use.